Statements in which the resource exists as a subject.
PredicateObject
rdf:type
lifeskim:mentions
pubmed:issue
1
pubmed:dateCreated
2000-3-9
pubmed:abstractText
Since 1991, 28 states have enacted laws that prohibit insurers' use of genetic information in pricing, issuing, or structuring health insurance. This article evaluates whether these laws reduce the extent of genetic discrimination by health insurers. From the data collected at multiple sites, we find that there are almost no well-documented cases of health insurers either asking for or using presymptomatic genetic test results in their underwriting decisions, either (a) before or after these laws have been enacted or (b) in states with or without these laws. By using both in-person interviews with insurers and a direct market test, we found that a person with a serious genetic condition who is presymptomatic faces little or no difficulty in obtaining health insurance. Furthermore, there are few indications that the degree of difficulty varies according to whether a state regulates the use of genetic information. Nevertheless, these laws have made it less likely that insurers will use genetic information in the future. Although insurers and agents are only vaguely aware of these laws, the laws have shaped industry norms and attitudes about the legitimacy of using this information.
pubmed:grant
pubmed:commentsCorrections
http://linkedlifedata.com/resource/pubmed/commentcorrection/10631158-10464592, http://linkedlifedata.com/resource/pubmed/commentcorrection/10631158-1539589, http://linkedlifedata.com/resource/pubmed/commentcorrection/10631158-7569991, http://linkedlifedata.com/resource/pubmed/commentcorrection/10631158-7983195, http://linkedlifedata.com/resource/pubmed/commentcorrection/10631158-8317496, http://linkedlifedata.com/resource/pubmed/commentcorrection/10631158-8844087, http://linkedlifedata.com/resource/pubmed/commentcorrection/10631158-8849455, http://linkedlifedata.com/resource/pubmed/commentcorrection/10631158-8981964, http://linkedlifedata.com/resource/pubmed/commentcorrection/10631158-9212521, http://linkedlifedata.com/resource/pubmed/commentcorrection/10631158-9491015, http://linkedlifedata.com/resource/pubmed/commentcorrection/10631158-9497250, http://linkedlifedata.com/resource/pubmed/commentcorrection/10631158-9876783, http://linkedlifedata.com/resource/pubmed/commentcorrection/10631158-9876785
pubmed:keyword
pubmed:language
eng
pubmed:journal
pubmed:citationSubset
E
pubmed:status
MEDLINE
pubmed:month
Jan
pubmed:issn
0002-9297
pubmed:author
pubmed:issnType
Print
pubmed:volume
66
pubmed:owner
NLM
pubmed:authorsComplete
Y
pubmed:pagination
293-307
pubmed:dateRevised
2009-11-19
pubmed:meshHeading
pubmed:year
2000
pubmed:articleTitle
Laws restricting health insurers' use of genetic information: impact on genetic discrimination.
pubmed:affiliation
Department of Public Health Sciences, Wake Forest University School of Medicine, Winston-Salem, NC 27157-1063, USA. mhall@law.wfu.edu
pubmed:publicationType
Journal Article, Comparative Study, Research Support, U.S. Gov't, P.H.S.